Ghanaian Startup Hurupay Helps Businesses and Individuals Combat Currency Fluctuations

Hurupay, a Ghanaian startup that offers a crypto wallet for stablecoins, is helping businesses and individuals across Africa overcome the negative impacts of fluctuating local currencies. Stablecoins are non-volatile cryptocurrencies pegged to the value of the US dollar at a ratio of 1:1.

Hurupay’s platform allows businesses to accept stablecoin payments from customers simply by scanning QR codes and paying suppliers with zero fees. Individuals can also use Hurupay to save money in dollars and stablecoins, send and receive money across borders with very low fees, and pay at shops.

The idea for Hurupay came to co-founder and CEO Philip Mburu when he relocated to Ghana in September 2021. He was frustrated by the high fees and slow processing times of traditional cross-border money transfer services and by the depreciating value of the Ghanaian cedi.

“Hurupay is designed to help businesses and individuals mitigate the negative impacts of fluctuating local currencies on their income and growth,” said Mburu. “By providing a more stable and reliable payment method, we can help people save money, grow their businesses, and access better opportunities.”

Hurupay is still in its early stages, but it has already seen significant growth. Within two months of going live in Ghana, Kenya, and Nigeria, Hurupay has onboarded over 1,500 active users and processed transactions worth over US$100,000.

Hurupay is a promising example of how blockchain technology is being used to solve real-world problems in Africa. By enabling stablecoin-based payments, Hurupay is helping to reduce the costs and risks associated with cross-border money transfers and to provide people with a more stable way to save and spend their money.


Design thinking: The 5 processes.

My secondary school teacher once said something. He said, “ If you want to understand a term, break that into two syllables and get to understand each word; once you get the understanding of both words, put them together, and then you get the meaning of that term.”

So, we will be breaking down the term “design thinking” into two to get a better understanding of what it means.

Let’s take the word ‘design.’ Design, or to design, simply means to create or to make something.

According to the Merriam-Webster dictionary, to design means to devise a specific function or to conceive and plan out.

The word ‘ thinking’ in layman’s terms means to reason.

According to the Cambridge Dictionary, thinking means the activity of using your mind to consider something.

Putting both definitions together, we have design thinking as using your mind to devise a specific function according to the layman.

Design thinking is defined as the iterative process used for practical and creative problem-solving.

Now that we’ve understood what design thinking is, let’s talk about the processes involved in design thinking. There are five processes of design thinking, which include: empathy, define, ideate, prototype, and test.

The first stage is empathy. Empathy simply means understanding the feelings or needs of someone. In this stage, you need to be in the users’ shoes, and for you to do that, you need to get to know the user and understand his or her wants and needs, as well as his or her objectives. There’s no assumption at this stage; you need to gather real facts about the users.

Let’s take Daavi’s G)b3 as an example. Before she starts with her G)b3 business, she has to engage with the people in her community to know if they like G)b3 and how they would like it to be. She gets the customer’s pain points and begins to work with them.

From the empathy stage, we then start to define In this stage, you begin to define the problem based on the information you’ve acquired in the empathy stage. You begin to analyze the information you have acquired.

Back to Daavi’s G)b3, she will be able to identify her target market based on the information she has. With all this, she may come to a consensus that the other G)b3 joints within the community do not provide the kind of service the people want. Then she leverages that.

The third stage is to Ideate. In this stage, you have information from your users and the problem statement, and now you will need to brainstorm on the information gathered.

In Daavi’s case, after analyzing the information she has acquired, she will know how she will prepare the G)b3 to suit her customers, how the packaging will be done, and how her pricing will be based on the information gathered as well as the time she should prepare the food.

After Ideation, Prototype. The prototype stage is basically an experimentation stage. You create a mockup, give it out to a couple of friends and family to try out, and expect feedback and work on it.

Daavi will prepare a sample of her G)b3 and give it out to family and friends to taste for feedback.

Lastly, the testing stage. The testing stage means taking measures to check the quality, performance, or reliability of something, especially before putting it into widespread use. After prototyping your product, you test for feedback, and then this feedback is taken into consideration and worked on.

In Daavi’s case, she will begin by preparing a small quantity of food and give it out to random people within the community for honest feedback. Some may want the G)b3 in plantain wraps, others in packs, and others in plastic bags. Some may want some pepper in their beans; others may want rice with their beans aside from the riped plantains; and others may also want pepper in their beans. From the information gathered, she can improve her services and then scale up her business.

In conclusion, design thinking is a repetitive process; it’s like a never-ending cycle. And it is argued by many that it is not really a linear process. Others may prefer to test their products before building a prototype.



In the era of digital transformation and agile methodologies, the demand for skilled professionals in Scrum is rapidly growing. However, one persistent challenge remains the gender gap within the Scrum community. To address this pressing issue and empower women in the world of Scrum, The Enterprise Village Hub proudly announces the launch of the “Her Tech Initiative” for Scrum Training.

“Her Tech Initiative” is a pioneering program that aims to bridge the gender gap in Scrum by providing women with the necessary training, resources, and support to excel in this dynamic field. Recognizing the immense potential and untapped talent among women, The Enterprise Village Hub is taking a proactive stance in fostering gender diversity within the Scrum community.

Through this initiative, women will have access to comprehensive scrum training programs that cover the core principles, methodologies, and best practices of agile project management. The training offers hands-on workshops, mentorship opportunities, and networking events specifically tailored to the needs of aspiring female scrum practitioners.

The idea behind this initiative is to train young women in scrum where they develop a documented system to help working teams track their activities according to the AGILE methodology. Scrum is a framework that is widely used in software development and project management. The primary goal of scrum is to improve collaboration, communication, and productivity within a team. It emphasizes adaptive planning, self-organization, and continuous improvement.

Successful participants will be taken through the key components of scrum. These include, Product owner, Scrum master, Development team, Sprint planning, and Daily Scrum among others.

This training targets unemployed young women between the ages of 24 to 35 years and it will last for 4 weeks. After the four weeks of training, the next phase of the project will be incubation where participants will develop their ideas for incubation. Through incubation, their ideas will be moved from just ideas to actionable steps in building businesses.

Some of the benefits participants will derive from this training will be to understand Agile principles. This training will help trainees gain a solid understanding of agile principles, practices, and the scrum framework. Another benefit trainees will derive from this training will be enhanced productivity and efficiency. This training will equip individuals with techniques to manage their work more effectively.

With this training, The Enterprise Village hub intends to capture the story of two entrepreneurs developing a product through Scrum.

The Enterprise Village hub is a community that helps creatives and entrepreneurs bring their ideas to life. At EV, we are committed to identifying, training, connecting, and funding early and growth-stage entrepreneurs while developing thriving talent for entrepreneurs and businesses.

The Enterprise Village Hub extends a warm invitation to all Scrum enthusiasts, professionals, and advocates of gender diversity to join forces in supporting “Her Tech Initiative” for Scrum training. Let us unite in creating a future where women in Scrum are empowered, celebrated, and given equal opportunities to shape the digital landscape through agile project management. Together, we can build a more inclusive and prosperous scrum community for all.

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